Contri App

CASE STUDY | MOBILE

A smart, social budgeting tool that simplifies managing and tracking shared expenses with ease.

Problem

Shared expenses cause financial stress and disorganization.

Many individuals face challenges in managing shared expenses with others, such as partners, friends, roommates, and colleagues. This lack of a streamlined solution leads to financial stress, disorganized tracking of expenses, and difficulties in equitable contribution.

Smart Expense Tracking

2

Track your expenses, set savings goals, and make informed spending decisions with Contri Self-Pools

Monitor pool progress and access transaction history in real time.

Set spending limits, allocate funds, and prevent overspending.

Secure UPI Payments

3

Link your UPI-enabled bank account for instant and reliable transactions.

Enable quick and seamless contributions from all participants.

Earn Rewards from your favourite brands and get an an amazing payment experience

Problem

Shared expenses cause financial stress and disorganization.

Many individuals face challenges in managing shared expenses with others, such as partners, friends, roommates, and colleagues. This lack of a streamlined solution leads to financial stress, disorganized tracking of expenses, and difficulties in equitable contribution.

Solution

Manage expenses with Pools

Pool and Pay

Create and manage contribution pools with those you share expenses with.

Only pay for what’s yours—no more worrying about debts, awkward reminders, or chasing others for money.

Easily plan and manage group events, shared expenses, trips, and more

1

User questionnaire and insights

There Were Multiple Unsettled Dues Among Group Members

Interview Questions

How do you balance your responsibilities with money management?

When was the last time you made a group expense?

What were the challenges you faced while splitting the money with others for group expenses?

How do you currently keep a record of shared expenses for future reference?

Do you find this process effective or challenging?

What aspects of expense calculations or transparency do you find lacking or problematic in the current methods you use for splitting money?

Key Insights

Burden to pay upfront


 Users dislike being the sole payer due to the hassle of getting reimbursed.

Lazy Messy and Disorganised


There’s a clear struggle with accurately tracking and splitting expenses.

Awkward to ask for dues


Users are hesitant to remind their group for payments and wish for transparency.

Forgetful regarding money matters


User seem to forget overtime about past dues and move on without ever settling.

Aman

Graphic Designer

25 yrs

The working room mate persona

Aman is a confident designer who likes to stay on top of his customers' needs. He engages in sports and recreational activities with his friends during his free time. He lives with 2 roommates and likes to relax by watching an episode of his favorite show with Pizza after a long day.

User Story

Balance work and leisure effectively

Spend quality time with friends and room mates

Perform well at work and get a promotion

Goals

Stress from an always-on lifestyle.

Shorter attention span and routine disruptions.

Overspending early in the month.

Difficulty splitting and tracking bills.

Pain Points

Competitive analysis + the gap

No real-time, equitable pooling Apps

Real-time, equitable pooling means everyone pays their share immediately, so no one is stuck paying upfront.

While apps like Splitwise allow for splitting expenses after payment, they often leave one person shouldering the upfront cost and then burdened with chasing repayments.

On the other hand new startups like Shelf and Braid create similar money pools but lack seamless integration with personal bank accounts. This leaves an unmet need for a comprehensive, user-friendly platform that caters to a broad range of group dynamics while providing real-time expense tracking, hassle-free contributions, and global accessibility.

splitwise

Braid

Shelf Pay

Simplifying the Navigation

The QR scan button is now directly accessible, reducing navigation time.


Reducing nav buttons declutters the interface for a cleaner look.


Key actions are now centralized on the home page for quicker access.

Payment Vs Contribution History

Two distinct tabs clearly separate group pool payments and contributions.


This design enhances clarity, making it easier to track and manage transactions.

Style Guide

Font Used

FONT POPPINS

Title 2

SemiBold 20px

Title 1

SemiBold 24px

Title 3

SemiBold 16px

Body 1

Body 2

Medium 16px

Regular 16px

Body 3

Medium 14px

Caption 2

Medium 14px

Caption 1

SemiBold 12px

Color scheme

#3629B7

#5655B9

#A8A3D7

#F2F1F9

#343434

#898989

#989898

#CACACA

#FF4267

#0890FE

#FFAF2A

#52D5BA

NEUTRAL

SEMANTIC

#FB6B18

#E0E0E0

#FFFFFF

Components

NAVIGATION

BUTTONS

TEXT FIELD

rOWS

OTHER COMPONENTS

THE FINAL SCREENS

Contri – Shared Expenses, Simplified

Solution

Manage expenses with Pools

Pool and Pay

Create and manage contribution pools with those you share expenses with.

Only pay for what’s yours—no more worrying about debts, awkward reminders, or chasing others for money.

Easily plan and manage group events, shared expenses, trips, and more

1

Smart Expense Tracking

2

Track your expenses, set savings goals, and make informed spending decisions with Contri Self-Pools

Monitor pool progress and access transaction history in real time.

Set spending limits, allocate funds, and prevent overspending.

Secure UPI Payments

3

Link your UPI-enabled bank account for instant and reliable transactions.

Enable quick and seamless contributions from all participants.

Earn Rewards from your favourite brands and get an an amazing payment experience

User questionnaire and insights

there were multiple unsettled dues among Group Members

Interview Questions

How do you balance your responsibilities with money management?

When was the last time you made a group expense?

What were the challenges you faced while splitting the money with others for group expenses?

How do you currently keep a record of shared expenses for future reference?

Do you find this process effective or challenging?

What aspects of expense calculations or transparency do you find lacking or problematic in the current methods you use for splitting money?

Key Insights

Burden to pay upfront


 Users dislike being the sole payer due to the hassle of getting reimbursed.

Lazy Messy and Disorganised


There’s a clear struggle with accurately tracking and splitting expenses.

Awkward to ask for dues


Users are hesitant to remind their group for payments and wish for transparency.

Forgetful regarding money matters


User seem to forget overtime about past dues and move on without ever settling.

The working room mate persona

Aman

25 yrs

Aman is a confident designer who likes to stay on top of his customers' needs. He engages in sports and recreational activities with his friends during his free time. He lives with 2 roommates and likes to relax by watching an episode of his favorite show with Pizza after a long day.

User Story

Balance work and leisure effectively

Spend quality time with friends and room mates

Perform well at work and get a promotion

Goals

Stress from an always-on lifestyle.

Shorter attention span and routine disruptions.

Overspending early in the month.

Difficulty splitting and tracking bills.

Pain Points

Competitive analysis + the gap

No real-time, equitable pooling Apps

Real-time, equitable pooling means everyone pays their share immediately, so no one is stuck paying upfront.

While apps like Splitwise allow for splitting expenses after payment, they often leave one person shouldering the upfront cost and then burdened with chasing repayments.

On the other hand new startups like Shelf and Braid create similar money pools but lack seamless integration with personal bank accounts. This leaves an unmet need for a comprehensive, user-friendly platform that caters to a broad range of group dynamics while providing real-time expense tracking, hassle-free contributions, and global accessibility.

splitwise

Braid

Shelf Pay

Testing and Improvements

Simplifying the Navigation

The QR scan button is now directly accessible, reducing navigation time.


Reducing nav buttons declutters the interface for a cleaner look.


Key actions are now centralized on the home page for quicker access.

Payment Vs Contribution History

Two distinct tabs clearly separate group pool payments and contributions.


This design enhances clarity, making it easier to track and manage transactions.

Style Guide

Font Used

FONT POPPINS

Title 2

SemiBold 20px

Title 1

SemiBold 24px

Title 3

SemiBold 16px

Body 1

Body 2

Medium 16px

Regular 16px

Body 3

Medium 14px

Caption 2

Medium 14px

Caption 1

SemiBold 12px

#3629B7

#5655B9

#A8A3D7

#F2F1F9

#343434

#898989

#989898

#CACACA

#E0E0E0

#FFFFFF

#FF4267

#0890FE

#FFAF2A

#52D5BA

#FB6B18

NEUTRAL

SEMANTIC

Color scheme

Components

NAVIGATION

BUTTONS

TEXT FIELD

rOWS

CHARTS & ILLUSTRATIONS

THE FINAL SCREENS

Contri – Shared Expenses, Simplified

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